First-home buyers, friends or family buying together, and anyone wanting help to get into the property market without doing it alone.
Co-ownership allows multiple people to buy and own a property together, sharing costs, responsibilities, and benefits based on their ownership share. Co-owners can enjoy the benefits of owning a property, at a fraction of the cost.
The 50/50 model is for co-owners who want equal say and shared responsibility. As the name suggests, all income and expenses are split evenly between the co-owners.
The Silent Investor model is where co-owners have an unequal ownership split e.g. 80/20. The co-owner with majority ownership holds complete decision making authority, while the silent investor (minority owner) has a financial interest only.
Yes – we automate rental payments and bill splitting, meaning co-owners won't have to be constantly transferring money between each other.
Being a silent investor could suit people in many different situations. You could use it as a stepping stone into the property market, or to help out a friend or family member, all while receiving rental income and a solid long-term investment for yourself.
Partnering with a silent investor can help you get into the property market sooner. They provide cash for a deposit, while you maintain complete control of the property. In return, the silent investor receives a portion of rent and capital growth from the property.
No, at the discretion of the majority owner, the property can be rented out entirely or occupied by one or both of the owners. When not occupying the property, the owner/s will receive market-rate rental income in proportion to their ownership share.
All income and expenses that are attributable to the owners of the property are split according to their ownership share.
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